Cash-flow forecasting, debt avalanche optimization, withholding calibration, and a 2026 tax-return generator — all in one place. For people with W-2 income, side businesses, equity, and crypto.
No credit card required to start.
Your data flows between calculators automatically — change a paycheck once, watch every projection update.
Project balance day-by-day across paychecks, bills, debt minimums, and savings goals. Auto-avalanche routes extra cash to your highest-cost debt.
Promo-aware avalanche tries every payoff order to minimize total interest, including 0% intro APRs that expire later in the year.
Paycheck breakdown — gross, federal, FICA, Medicare, pre-tax deductions. YTD tracking with bonus modeling.
Compute exact Step 3 / 4(b) / 4(c) values for the refund or balance you actually want, accounting for itemized deductions and credits.
Schedule A, B, C, D, E, plus QBI, AMT, NIIT, additional Medicare, and Form 2210 underpayment penalty. Cross-validates against real CPA-prepared returns.
Encrypted at rest, single-tenant per user, export to JSON anytime. We never sell or share. Delete your account and all data with one click.
14 days free. Cancel anytime. No tier games.